Capital Markets Union: European Supervisory Authorities report on costs and performance of retail investment products


Yesterday the European Supervisory Authorities (ESAs) published the results of their first comprehensive analysis of costs and performance of the main categories of investment products for savers, e.g. mutual funds, insurance, pension and structured products.

Prepared at the request of the Commission, today’s reports contribute to the Capital Markets Union‘s efforts to unlock the capital around Europe and offer investors and savers additional opportunities to put their money to work. To fulfil this objective, savers need to be confident that potential investments offer appropriate return for the level of risk undertaken. Today’s contribution by the ESAs follows up on the CMU Mid-term review published by the Commission in June 2017 and complements other actions that aim to improve the functioning of retail investment markets, such as previous studies on distribution systems of retail investment products across the EU and on options for online tools supporting retail investors. More information is available on the websites of the European Banking Authority, the European Securities and Markets Authority and the European Insurance and Occupational Pensions Authority.