Commission reviews State aid rules for banks in difficulty
The European Commission has launched today a call for evidence on the revision of the State aid rules for banks in difficulty, which were last updated in 2013. The initiative aims to modernise and streamline the existing rules to reflect regulatory and economic developments, notably those stemming from the recent reform of the Crisis Management and Deposit Insurance (CMDI) framework.
The review aims to ensure coherent treatment of all types of State aid measures in the case of bank failure prevention, resolution or wind-up. This revision will ensure clear, simplified rules that safeguard financial stability, minimise taxpayer exposure and maintain a level playing field across the single market. The rules, currently split into six communications, will also be compiled into a single rulebook to make the regime simpler and more transparent. The evaluation report on the currently applicable State aid rules was published on 4 March 2026.
Stakeholders are invited to provide feedback on the scope of the planned review and to identify any further issues that should be considered. They have until 14 April 2026 to contribute to the call for evidence and share their views on the Commission’s ‘Have Your Say’ portal. A public consultation on a draft text will follow later this year.
