Guillaume Prache is the Managing Director of Better Finance, the European Federation of Investors and Financial Services Users. He is also one of the experts representing financial services users before the European Commission (as vice chair of the Financial Services User Group-FSUG), before the European Banking Authority, before the European Insurance and Occupational Pensions Authority and before the French financial regulator AMF. He is a former member and chair of the European Securities and Markets Authority’s Stakeholder Group. He has an extended and international experience in financial matters, most recently as Managing Director of the European subsidiary of the Vanguard Group, Inc., a global leader in asset management, from 2000 to 2006. He has taught asset management for the CIWM program, and wrote two books and various articles on economics and finance.